About Us
Our mission is to establish a lasting, value-based relationship with each client and our real estate, financial planner, RIA, attorney and CPA partners. These relationships are the direct result of our unique “Smarter Mortgage Plan” approach we take in handling our clients’ real estate financing. With our outstanding customer service, exceptional line of loan programs, competitive rates, and financial and industry expertise, we help our clients strategically and efficiently manage debt and build wealth through real estate.
REGIONAL MANAGER - SOUTHERN CALIFORNIA

MIKE HARDY – REGIONAL MANAGER – SOUTHERN CALIFORNIA
Mike’s background includes 20+ years of experience in the securities, real estate, and financing markets. After graduating from Azusa Pacific University and before he began his career in lending, Mike was a respected Financial Advisor. Mike earned the Certified Mortgage Planning Specialist certificate (CMPS), and was recognized as a top 1% Loan Officer nationwide by Mortgage Executive Magazine for the last 5 years. With Churchill Mortgage, Mike and his partner Rick Mount are responsible for the California marketplace, a $250 million annual region. Personally, he helped over 1000+ families make a smart and healthy financing decision. Mike is also a Certified Performance Coach helping Realtors and Mortgage professionals with personal and financial growth. Outside of work, Mike is also an accomplished athlete and has completed 10 marathons and recently completed his first full Ironman. Mike is a proud father of four children and has been married to his wife, Beverly, for 20 years.

RICK MOUNT – REGIONAL MANAGER – SOUTHERN CALIFORNIA
Rick Mount has been serving his clients and referral partners in real estate and lending for over 25 years. He wants to ensure his clients choose the right mortgage through their Safe, Simple and Smart 5 step process. Rick has held many senior positions responsible for all facets of the loan process. Rick attended Cal State Long Beach, Cal Poly Pomona and Azusa Pacific University, all with an emphasis in Finance, Real Estate and Law. Rick has been licensed in California since 1992 and a licensed Broker since 2002. Away from real estate, Rick enjoys being with his family and hanging out by the water.
What Our Partners and Clients are Saying
“We received excellent service! The team was responsive and explained everything to us every step of the way. We felt so well taken care of. I highly recommend!!”
⭐⭐⭐⭐⭐ – Laura S. | Client
“The level of customer service exceeds any other in the industry. I highly recommend the Mike and Rick team, you’d make a mistake not using them!”
⭐⭐⭐⭐⭐ – Sarah D. | Realtor: Intero Real Estate Services