Kind Words From Our Clients and Partners


“My wife and I had the pleasure of working with Mike and his team when purchasing our first home last year. They made the entire process easy to understand and honestly we don’t know what we would have done without them. I’d highly recommend giving them a call!” – Joshua S


“Both professionally and personally Mike has help me and my clients! Remarkable customer service and very progressive thinking. Very responsive and pro-active in correspondence and activity. Having helped me as a Realtor (Broker-Associate) and with my family, I would highly recommend Mike Hardy and his Team.”

Barbara Aitken | Realtor

Century 21 Masters


“WOW! If ever there was a better team of mortgage pros I would be amazed! The group over here, led by Mike Hardy and Rick Mount, is simply the best. As an attorney that deals in estate planning and business law, I frequently run into homeowners fresh off of buying a home or other real estate. Needless to say, my clients are not always thrilled with their mortgage lender. But, 100% of my clients that use Mike and Rick are not only happy, but rave about their experience. I am so confident in their expertise I routinely refer my clients, friends, and family members. Again, all have been incredibly satisfied. If you know anything about the mortgage industry, you’ll know just how rare it is to find this kind of service. The team is just that good. More than that, they’re all great people.”

Kyle Gililland, Esq. | Attorney

The Law Office of Kyle Gililland, Esq.


“Up until several weeks ago I wasn’t able to buy a house because of some credit issues. But then I was put in contact with Mike Hardy. And now because of the knowledge and expertise of Mike and Kevin I have a Pre-Approval for a VA loan, and am actively looking to purchase a home. When everyone else I had contacted said “sorry” Mike and Kevin found a way to get me approved. Thanks Mike and Kevin you guys are the best!” – Bill E.


“My husband and I used Mike & Rick to purchase our first home. We received excellent service! The team was responsive and explained everything to us every step of the way. We felt so well taken care of. I highly recommend!!” – Lauren S


“The level of customer service exceeds any other in the industry. I highly recommend this team, you’d make a mistake not using them!”

Sarah Dykema | Realtor

Intero Real Estate Services


“Having worked with Mike Hardy, I would not consider a refinance or even an initial financing without consulting Mike and his team. Their holistic approach to lending with an eye toward financial planning and long-term results is the type of financial literacy I hope to encourage in my clients. Things are not always as they seem. The lowest rate mortgage is not always the best solution. Mike and the team understand this and actually work the numbers to see what the long-term benefit will be. As a CPA, this is the most creative and well-grounded approach I’ve seen to mortgage lending.”

Bruce Gray | CPA, CGMA

Gray, Salt & Associates, LLP


“My wife and and I worked with Mike Hardy and Team to purchase a home last March of 2016. There were many hurdles to jump and challenges that existed but I can’t express how awesome the overall experience and pleased we were when we closed on our home. Mike is knowledgeable, approachable, personable, endlessly patient and incredible generous with his time. Mike’s Team answered every question and explained every form; thoroughly and clearly. Buying a home in today’s market is challenging but working with Mike made it painless and straightforward. We would high recommend Mike for any mortgage need!” – Shawn W.

Our Team Members

Can’t Find What You Are Looking For?